Sandeep Pathak

Home Loan Freedom Calculator

Smart Optimization
Amount
Rate
%
Tenure
Yr
Interest Saved
₹0
0% saved
Tenure Saved
0y 0m
0 months
Effective ROI
8.50%
Original rate
Normal Home Loan
Monthly EMI₹26,035
Total Interest₹32.48L
Total Payment₹62.48L
Loan Tenure20y
Freedom Blueprint
Starting EMI₹26,035
Total Interest₹32.48L
Total Payment₹62.48L
New Tenure20y

Quick Facts

Principal Amount₹30.00L
Baseline Total Cost₹62.48L
Optimized Total Cost₹62.48L
Monthly Savings Potential₹0
Effective Interest Rate8.50%
₹32.48L
Baseline Interest
₹32.48L
Optimized Interest
20y
Original Tenure
20y
New Tenure

Configure Strategies

Optimise your loan repayment plan

EMI & Prepayment
EMI Increase Strategy
Increase EMI periodically
Prepayment Strategy
Regular part-prepayments
Linked AccountMax Saver mode only

Switch to Max Saver Advantage mode to enable linked account savings

Switch Loan Mode in the Loan Mode tab to enable Maxgain features.